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Youth Savings & Certificates

It is never too early to start saving!  NuGeneration Youth Savings accounts were created to make saving simple for our Mini Members ages 0-17!  Don't forget to bring your parents or legal guardian with you to open your account.

• Minimum Balance of $5.00 is Required to open and maintain your Share in NuVista
• No Monthly Service Charge
• Limited to six convenient transactions per month (A convenient transaction is an online transfer, phone transfer or ACH payment)
• Dividends compounded monthly and credited to the account monthly
 

 

We are excited to announce our DREAM 12-month Share Certificate! Designed for kids and teens 17 and under, this share certificate offers great rates, personalized financial coaching, and the opportunity to earn free deposits of $25-$50 into the share account by completing "Learn & Earn" financial education classes. 

The details:

  • Minimum deposit to open the DREAM share certificate is $100; youth must also have a $5 member share account with NuVista
  • The APY is 5.12% on the first $1,000 with a rate of 5.0%. Above $1000.01, the APY will be between 3.56 - 5.12% with a rate of 3.5%. APY is Annual Percentage Yield.
  • Additional deposits can be made throughout the 12-month term of the Share Certificate
  • There will be a penalty for early withdrawal of funds prior to the 12-month date of maturity
  • Youth are encouraged to identify a specific DREAM and, with coaching from NuVista, create a plan to reach their DREAM
  • Periodic check-ins are available to help keep youth on track
  • TEENS can earn deposits from NuVista by attending FREE in-person Financial Literacy classes ($50 per) and/or completing FREE on-line course ($25 per) with MoneyEdu.  Maximum of $150 can be earned through "Learn & Earn" opportunities.

For more information call 970-249-8813 (Gunnison: 970-641-2482) or come into our Montrose or Gunnison branches and speak with a Member Services Representative. 

See all Youth Share Certificate rates.